Founder

Benjamin J. Koval, MBA, CFP^®

bkoval@soundpathretirement.com

Benjamin J. Koval is the president and founder of SoundPath Retirement Strategies, LLC, and has more than a decade of experience in finance, with a focus on retirement planning. Ben is an MBA, a CERTIFIED FINANCIAL PLANNERTM, and an Investment Advisor Representative (IAR) holding a Series 65 license. He is also a Washington state-licensed life insurance producer.

“I established this firm because the needs of senior investors are not adequately addressed by brokerages and typical financial advisory firms,” Ben says. “SoundPath seeks to provide retired and soon-to-be retired investors with a logical path for retirement success using cutting-edge financial analysis that helps address the specific needs of senior investors. We are a math-centric firm focused on achieving retirement security for our clients no matter what the market is doing.”

SoundPath Retirement Strategies, LLC is licensed in the State of Washington. All the firm’s financial advisors and planners are Series 65 licensed, meaning they cannot receive commissions on securities trades.

“My goal—and the goal for our firm—is to be absolutely honest and serve as a true fiduciary for our clients in the fullest sense of the word, ensuring their interests are foremost at all times,” Ben says.

Ben has been featured in the media extensively, both in radio interviews and webinars. He and his colleague, Matt Lybarger, can be found on the popular radio show, “SoundPath Through Retirement,” broadcast twice weekly on KIRO radio, which is also available for podcast streaming. He enjoys sharing financial knowledge and the firm is committed to providing complimentary educational seminars, workshops and classes to the public in the Greater Seattle area. “Financial principles can seem complex at first, but they are important. They can be explained in meaningful ways. We want people to understand how they can retire successfully,” he says.

Ben’s greatest priority in life is his family, and he believes that having that sensitivity provides him with important insights as he helps others’ families with their financial planning needs. He says, “I am totally honest with my clients and my recommendations are always centered on what’s best for them and their families. I simply enjoy helping hardworking people realize their retirement dreams.”

Ben spent his preschool years on the Kitsap Peninsula and his school years at Lake Tahoe, returning to the beautiful Pacific Northwest shortly after completing graduate school. He earned his Master of Business Administration (MBA) and Bachelor of Science in Business Administration degrees from the University of Nevada, Reno.

He and his wife, Michelle, have four sons ranging in age from grade school to high school and have resided in Redmond, Washington since 2012.

He enjoys spending time with his family whether at home or while exploring the many outdoor and cultural resources of the Northwest.

In his free time, Ben plays recreational basketball. He is a lifelong active church member, where he currently serves as a volunteer youth leader. He has also served as a volunteer youth coach in soccer, football, and basketball.

Investment Advisor Representative

Matthew R. Lybarger, MBA

mlybarger@soundpathretirement.com

Matthew R. Lybarger is a retirement planner and Investment Advisor Representative (IAR) with SoundPath Retirement Strategies, LLC. He has more than a decade of professional experience in finance, corporate strategy, and counseling, leading to his expertise in personal retirement planning. He holds a Series 65 license and is also a Washington state-licensed life insurance producer.

Matt graduated with a bachelor’s degree in ministry leadership from Northwest University in Kirkland, Washington. He went on to earn a masters degree in theology from Regent College in Vancouver, British Columbia, as well as an Executive Master of Business Administration (Executive MBA) from the University of British Columbia in both finance and advanced corporate-level strategy with a focus on mergers and acquisitions. Matt is an ordained minister, a board-certified counselor with the American Association of Christian Counselors (AACC), and a certified police and fire chaplain.

“I believe my diverse education comes together nicely in financial advising. I am a natural ‘people person’ and I am admittedly a bit of a nerd when it comes to my dedication to strategy, finance, and counseling, all with the aim of leading people to a place of financial peace of mind.”

Prior to becoming an Investment Advisor Representative (IAR), Matt spent 10 years as a business consultant in the technology and medical sectors, working with corporations to think strategically about their workflows, assets, and desired return on investments (ROI). Matt has also worked in his church as both a pastor and relationship counselor. Matt’s communication style when offering investment advice is often described as warm, friendly, and sensitive, reflecting his rich and varied background.

“I entered the financial space for some of the very same reasons I entered the corporate, medical, ministry and counseling spaces. We all need each other in life. None of us is Superman or Wonder Woman, able to succeed in every aspect of life all by oneself. We each have strengths and weaknesses, knowledge and ignorance. My goal is to share with my clients the education, knowledge, and financial expertise I’ve acquired so that they can reach (and exceed) their goals.”

Matt and his colleague, Ben Koval, can be found on the popular radio show, “SoundPath Through Retirement,” broadcast twice weekly on KIRO radio, which is also available for podcast streaming. He enjoys sharing financial knowledge and the firm is committed to providing complimentary educational seminars, workshops and classes to the public in the Greater Seattle area.

Matt is a musician, fair-weather golfer, Harley rider, and an avid Seattle sports fan (yes, even his dog wears a jersey on gameday)!

Planner

Benjamin L. Farrow, MBA

bfarrow@soundpathretirement.com

Benjamin L. Farrow is a retirement planner and Investment Advisor Representative (IAR) with SoundPath Retirement Strategies, LLC. He has compiled more than two decades of experience with some of the area’s major technology firms focusing on innovative software solutions, strategic planning, and corporate management. He holds a Series 65 license and is also a state-licensed life insurance provider in Washington and Oregon.

Benjamin holds a Global Master of Business Administration (MBA) degree from Thunderbird School of Global Management along with a Bachelor of Science degree in psychology from Arizona State University.

“Our most important assets in life are family and friends and having adequate financial resources help build the foundation needed to make life’s journey enjoyable. I feel a passion for helping others and enjoy the combination of listening, evaluating, analyzing (often with the help of a spreadsheet or two!), and effectively communicating to help my clients solve the challenging financial puzzles of retirement planning.”

Before becoming an Investment Advisor Representative (IAR), Benjamin spent over twenty years as a software engineer, product researcher and designer, and executive leader. This experience, combining technology and effective personal communication, allows him to translate detailed concepts and action steps clearly, tailored to each client’s needs.

“I want every client to achieve their dream of a safe and secure retirement. Finances can often be a stress point and I find great satisfaction in having an agile plan that accounts for possible future challenges. We’re all unique and retirement planning must reflect that uniqueness. I always enjoy the journey with my clients in exploring potential paths and selecting the one that fits best.”

Benjamin and his colleagues share their retirement planning expertise through the popular radio show, “SoundPath Through Retirement,” (available for podcast streaming).

Benjamin and his wife, Jessica, have four children ranging in age from grade school to college and have lived in beautiful Washington since 2013. He supports community events as a ham radio operator, plays recreational basketball, and loves to create music, including singing in a men’s chorus at various church and community events.